Use the BAH you actually expect to receive
Rates change by year, zip code, pay grade, and dependency status. Start with the current number that matches your real scenario.
Military Homebuying
BAH Affordability
Calculator
A clear first look at how your housing allowance translates into a Central Texas home budget—before lender conversations, neighborhood tours, or offer strategy.
The Working Number
Turn your monthly allowance into a useful price range.
Adjust the assumptions that matter. Your estimate updates as you work, with taxes and ownership costs kept in view.
01 / Assumptions
Build the monthly picture
Keep the inputs honest; the estimate responds instantly.
Tax Rate
Use one of our city estimates or enter your own rate.
Using
1.90%
Travis County estimateOpen county lookup
Read Before You Rely
Three assumptions that shape the answer.
Keep taxes, insurance, and HOA realistic
Central Texas affordability can tighten quickly once property taxes, insurance premiums, and monthly dues are added back in.
Treat this as planning, not final approval
A lender will still underwrite debt, credit, residual income, entitlement, and any compensating factors before issuing final approval.
Next Step
Pair the estimate with VA strategy
After you run the calculator, use the veterans page for myth-busting, official resources, and a clearer path into neighborhoods, timing, and loan structure.
Calculator output is an estimate for planning only and does not replace lender pre-approval.