Seller Tool

Seller Net
Calculator.

Estimate what you'd walk away with in Texas after payoff, commission, closing costs, and federal capital gains tax before you ever list.

Texas Seller Estimate

Build Your Net Sheet

Enter the basics first, then add tax details for a stronger estimate. Texas state income tax is not included because Texas has no personal income tax.

Most primary-residence sellers may qualify if they owned and lived in the home for at least 2 of the last 5 years before the sale.

MAGI means Modified Adjusted Gross Income. If you do not know it, use the AGI from your most recent tax return as a rough estimate.

Home Numbers

Start with the sale and loan details.

Expected Sale Price

Remaining Loan Balance

Use your lender's most recent payoff or mortgage balance as a close estimate.

Original Purchase Price

Tax Estimate

Add more detail if you want a better federal estimate.

Filing Status

Capital Gains Exclusion

Use no exclusion if the home was not your primary residence long enough. Many sellers qualify after owning and living in the home for at least 2 of the last 5 years.

Capital Improvements

Optional. Think major projects like additions, kitchens, roofs, or systems that may increase tax basis.

Agent Commission

Typically 5% to 6% total in many transactions.

Years You've Owned

yrs

Taxable Income Before Sale

This helps estimate whether your gain falls into the 0%, 15%, or 20% federal long-term capital gains bracket.

MAGI Before Sale

MAGI means Modified Adjusted Gross Income. If you do not know it, use the AGI from your most recent tax return as a rough estimate. This helps estimate the 3.8% NIIT.

Estimated Net Sheet

Enter your home numbers to begin

Once you add a sale price, we'll estimate your proceeds, selling costs, and federal tax exposure.

Seller NetCalculator.

Build Your Net Sheet

Enter your home numbers to begin

Seller Net
Calculator.