What is a home inspection and do I need one?

A home inspection is a visual examination of a home's structure, systems, and components by a licensed inspector. It's your due-diligence window before you're committed to buying — and Texas's option period exists precisely to give you time to do this properly.

What gets inspected

• Foundation and structural components
• Roof, attic, and insulation
• Electrical system, panels, and outlets
• Plumbing: supply lines, drains, water heater
• HVAC systems and ductwork
• Windows, doors, and exterior cladding
• Garage doors, appliances, and visible insulation

How the Texas option period works

Texas contracts include an option period — typically 5–10 days — during which you pay a small option fee for the unrestricted right to terminate the contract and recover your earnest money. The inspection happens during this window. After the option period expires, your exit is limited to specific contract contingencies.

Should you waive the inspection?

Almost never. Even in competitive markets where buyers are making concessions to win, waiving the inspection is a significant risk. A $400–$600 inspection fee is cheap insurance against finding out after closing that the HVAC is failing, the roof has 2 years left, or there's active foundation movement. A skilled agent can help you write a competitive offer without giving up your due diligence.

If inspection repairs or seller credits are part of your plan, the Closing Cost Estimator helps you see how those changes affect your actual cash needed at closing.